How This Calculator Works

  1. Enter your property details including current value and mortgage balance.

  2. Input expected rental income and landlord expenses.

  3. Set selling costs, capital gains, and investment return assumptions.

  4. Compare total wealth from each scenario over your chosen time period.

Rent vs. Sell Calculator

Why Use This Calculator

  • Compare sell vs rent-out outcomes side by side

  • Factor in all landlord expenses and vacancy

  • Account for capital gains tax implications

  • See long-term wealth accumulation differences

This calculator compares your total wealth from selling (proceeds invested) versus renting out (rental cash flow plus property appreciation and equity buildup). Both scenarios account for appreciation, but only selling provides immediate liquidity.

Important Notice

These calculators are for educational and informational purposes only. Results are estimates based on the information you provide and should not be considered financial, tax, or investment advice. Your actual results may vary. For personalized guidance, please consult a qualified financial advisor, tax professional, or other appropriate expert.