How This Calculator Works
Enter your child's current age and the age they'll start college.
Select the type of college (public in-state, public out-of-state, or private) for current cost estimates.
Input your current savings and expected investment return.
See the projected future cost and monthly savings needed to reach your goal.
College Savings Calculator
Why Use This Calculator
Project actual future college costs with inflation
Calculate exactly how much to save each month
See the benefit of starting early vs later
Plan for 529 contributions and tax advantages
College costs have historically increased 5-7% annually. A 529 plan offers tax-free growth and withdrawals for qualified education expenses. Longer time horizons provide more opportunity for compound growth.
Important Notice
These calculators are for educational and informational purposes only. Results are estimates based on the information you provide and should not be considered financial, tax, or investment advice. Your actual results may vary. For personalized guidance, please consult a qualified financial advisor, tax professional, or other appropriate expert.