How This Calculator Works

  1. Enter your current age, retirement age, salary, and existing 401(k) balance.

  2. Set your contribution percentage and employer match details.

  3. Input your expected annual return and salary growth rate.

  4. See your projected balance at retirement with a breakdown of contributions vs growth.

401(k) Calculator

Why Use This Calculator

  • Project your retirement balance with employer matching

  • See the impact of increasing your contribution rate

  • Understand how compound growth multiplies your savings

  • Plan for the 401(k) contribution limit

The 2026 401(k) contribution limit is $24,500 (plus $8,000 catch-up if 50+). Employer matches represent additional compensation based on your contributions. Traditional 401(k) contributions are pre-tax, reducing your current taxable income.

Important Notice

These calculators are for educational and informational purposes only. Results are estimates based on the information you provide and should not be considered financial, tax, or investment advice. Your actual results may vary. For personalized guidance, please consult a qualified financial advisor, tax professional, or other appropriate expert.